THE BALL IS IN YOUR COURT
You’ll still find many assistance programs helping to encourage middle-class families to become homeowners. Get the ball rolling with a discussion with your agent to find out exactly what loan programs are available, and then combine them with the current low interest rates for the greatest benefit.
When you make an offer and apply for financing, you’ll also find that appraisal rules have come more into line with the reality of the market. Appraisers have more flexibility now in determining the value of a home based on comparable properties. This is an important facet of successfully securing realistic financing for your purchase.