The mortgage rates are holding steady near 3.75% in September. Mortgage rates for 30-year fixed mortgages fell almost imperceptibly this week. Need help deciding which loan program makes the most sense? Caliber Home Loans is on site at our office. There are some initial steps to take when deciding to get pre-approved to buy a home. After determining you qualify to purchase a home, you’ll need to submit a loan application with a lender. Upon submitting this information to your lender, give them at least 24 hours to thoroughly review all your financial documentation and complete financial package. After such time, the lender will produce a pre-approval letter for you to give to your real estate agent to make an offer to buy a home. Once you know how much a lender is willing to offer, you can shop within that price range. With the interest rates so low it’s a great time to buy a home! Contact the Muljat Group North Real Estate office – we would love to represent you in buying a home!