The Muljat Group North
What's the Magic Color for Selling Your House?
Posted on May 17, 2012
Color plays a big part in selling a house. How you decide to dress your walls can convince a buyer that your home is move-in ready or leave them looking elsewhere. If the goal is to see the sparkle of "love at first sight," consider picking the right paint palette to suite a range of buyer tastes.
The best rule of thumb for home remodeling is to stick to a color palette that isn't too bland but also isn't too bold. For smaller spaces, such as bathrooms, choose colors that make the room look bigger such as warmer whites. For the bigger rooms, select a paint that is a couple of shades darker to create a cozy atmosphere. For bedrooms, calming paint colors work best. Make sure the palette flows from room to room.
Read complete Better Homes & Garden article right here: Magic Color
MULJAT GROUP NORTH | 505 Front Street | Lynden WA | 360.354.4242 | muljatgroupnorth.com
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Mortgage Rates Hit Lowest Point Ever, Again
Posted on May 11, 2012
Average U.S. rates for 30-year and 15-year fixed mortgages fell to fresh record lows this week. Cheap mortgage rates have made home-buying more affordable than ever for those who can qualify.
Mortgage buyer Freddie Mac said Thursday that the rate on the 30-year loan ticked down to 3.83 percent. That's the lowest since long term mortgages began in the 1950s. And it's below the previous record rate of 3.84 percent reached last week.
The 15-year mortgage, dropped to 3.05 percent, also a record. That's down from last week's previous record of 3.07 percent.
With Spring here and the record low mortgage rates, will you consider buying? If so, call The Muljat Group North today! There is a great selection of homes on the market right now.
MULJAT GROUP NORTH | 505 Front Street | Lynden WA | 360.354.4242 | muljatgroupnorth.com
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6 Tips For A Painless Closing
Posted on May 9, 2012
Closing on a house can be joyful or horrific. You've finally found the house or your dreams. You signed a contract and got approved for a mortgage. You've hired the movers. Now comes the most important part: the closing.
1. Ask questions
Knowing what to expect and communicating with all parties involved in the deal are key to a successful closing. A week before closing, talk to the people who are representing you, and tell them you'd like to spend a couple of minutes to discuss what to expect. Don't be afraid to bother your loan officer or your real estate agent.
2. Anticipate human error
You don't want a failed closing because of missing loan documents.
3. Review loan documents in advance
One way to ensure all is going as planned is to tell the lender that you want to review the documents before closing. By law, you have the right to review the closing-settlement statement, or the HUD-1 form, at least 24 hours before closing. Compare that form to the good-faith estimate you received when you applied for the loan.
You should have everything you are going to sign before you sign it. A lot of people don't do that. When they get to closing, they are nervous, and they just want to sign and get the keys. That's how people get in trouble.
4. Take a check
Another reason to review the loan documents in advance is so you know how much money you must bring to closing. And yes, you will need a check at closing, most likely a certified one. Many buyers are so anxious and excited that they forget they need to stop at the bank to get the check. Using a wire transfer is an option, but it may delay the closing. Some people think a wire transfer is faster, but the closing won't happen until they have actual confirmation that the wire hit.
5. Take part of the day off
A smooth closing may take less than 30 minutes, but you won't know for sure if your closing will go as planned until it's done.
6. Expect the unexpected - including typos
You're at the closing table. You're told everything is good to go. All you need to do is sign. You must double-check the numbers on the mortgage note you are signing, even if you have received the HUD-1 form before closing. To prepare for the unexpected delays, borrowers should try to schedule their closings for earlier in the day. And don't wait until the last day on the contract to close.
Read the complete MSN Real Estate article by Polyana da Costa right here - 6 tips for a painless closing
MULJAT GROUP NORTH | 505 Front Street | Lynden WA | 360.354.4242 | muljatgroupnorth.com
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HALLMARK STORE FOR SALE!
Posted on May 7, 2012
Owner is retiring after 30+ years so here is an opportunity to buy an established Hallmark business in downtown Lynden. Inventory and fixtures are worth far more than the list price. Store manager is willing to stay on and train new owners. New owners need to be approved by Hallmark. Call our office today for more details or check out the listing: Hallmark Store | MLS# 352268
MULJAT GROUP NORTH | 505 Front Street | Lynden WA | 360.354.4242 | muljatgroupnorth.com
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What Are You Waiting For?
Posted on May 3, 2012
Over the last 30 years, mortgages have averaged 8.32% Today's rates are around half that!
What are you waiting for?
In 1981 the average home price was $82,500 with interest rates were 16.63%
In 2011 the average home price was $242,300 with interest rates were 4.0%
Please click to see: 200 Year Interest Rate Chart provided by PrimeLending
Three things to think about:
- Average Home Prices have gone-up approximately 3 times in 30 years (US Census)
- Because rates are about one-fourth what they were 30 years ago, the payment for an average home is less than it was thirty (30) years ago (FHLMC)
- Average rent is up over 4 times in 30 years
MULJAT GROUP NORTH | 505 FRONT STREET | LYNDEN WA | 360.354.4242 | muljatgroupnorth.com
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3.39 Acres With A Recently Remodeled Home!
Posted on May 1, 2012
New on the market....lovely home with a recent remodel. Wide open 3.39 acres with a stunning Mt. Baker and Twin Sister mountain view. Quiet area, but yet close to town. Picture yourself gardening, building a barn or shop on this ideal home site. Loads of room to park an RV. This home has an unfinished basement with many possibilities for expansion.
Take a peek at the full-motion video of this property | MLS# 350514 Call our office for more details on this listing 360.354.4242. Any of our Realtors would be happy to assist you with your home search!
MULJAT GROUP NORTH | 505 Front Street | Lynden WA | 360.354.4242 | muljatgroupnorth.com
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